You Are Our, "Why" / About Us
Our goal is to make benefits available for companies, whether they are "for" profit companies or non-profit charities, ranging from as small as five employees to thousands of employees. Every employee should be offered benefits. Explore all of our benefit design options. Good help is hard to find. Benefits keep good employees from seeking benefits elsewhere.
We are the Benefits Provider to your company no matter how small. All employees should be offered benefits.
Our journey as Group Benefit Brokers began rather innocently on February 22, 2011 in Anne Arundel County, Maryland, when Sam St-Phard earned his Health and Accident license. We, initially, began as an independent supplemental insurance agency representing Aflac indemnity insurance. Our agency, at that time, was called, SSP Benefits. In the first ten months of being an independent Aflac agent our Founder, Sam St-Phard, opened thirty one new business accounts. This was a record in the State of Maryland for the Aflac Corporation, that has not since been broken. After that first ten months, Sam St-Phard was promoted by Aflac Maryland Regional Coordinator, Bryan Fish, to a District Sales Coordinator. The fastest promotion to that role in Aflac Maryland history. Even so, Sam St-Phard, remained an independent agent of the Aflac corporation. Between February 2011 and March 2013, Sam St-Phard recruited ten agents into SSP Benefits (an independent Aflac agency), another record for the Aflac Maryland Fish region. In 2013 Sam St-Phard got his Life and Annuities license and expanded the offerings of SSP Benefits to include term and permanent life insurance policies. Sam St-Phard then began to represent other supplemental insurance carriers, and began representing life insurance carriers, like: National Life Group, ANICO (American National Life Insurance Company of Galveston Texas), Equitable North America, Mutual of Omaha, New York Life, and others. In 2015, our founder, Sam St-Phard, sold forty four Indexed Universal Life Insurance Policies in one month! A staggering amount, especially considering that it was consumer to consumer, not business to business. That following year in 2016, one of Sam's clients, who he had covered with a term policy, requested that Sam become his business' group benefits broker. Sam reconnected with one of his colleagues, Ryan Sima, and they partnered to become Group Benefits Brokers for Sam's life insurance client. Now, through GBS/Amwins, TresHealth, JustWorks, the Wealth Transfer Alliance, Unum, InsBenGroup, and many, many, more Broker Partners, we are able to provide, Major Medical, Vision, Dental, Short and Long Term Disability, Supplemental insurance, Pet insurance, Employer Assistance Programs (EAP), HSA cards, FSA cards, Prescription plan designs, and anything that remains compliant and consistent with the regulations of the Affordable Care Act. Our Firm lives, breathes, and operates, by this mantra: "What matters to you, matters to us."
Our mission
To create expert solutions for our clients that provide the best benefit offerings for their employees, in order to retain their talent, and attract the best talent as well. From as few as five employees to as many as thousands of employees, we fulfill that goal everytime.
At TSG Business Development Brokers, we consult with the decision makers of very small companies about their desire to offer health benefits to their employees free of any charge. We also consult with the Benefits coordinators of larger companies, at no cost, to design benefit strategies that help them retain the best talent, and attract the best talent. As they say, "Good help is hard to find". As we say, "Good help is even harder to keep". Consult with us, and let's formulate a strategy that is cost effective and deployable.
Unleash Dynamic and Progressive Benefits Strategies
Integrity
We believe in doing what is right, not what is easy. Our commitment to honesty and transparency guides every interaction and decision we make. As our founder and Principal Broker, Sam St-Phard has taught us to think and operate, we "... do the right thing, because it's the right thing to do."
Innovation
We embrace change and encourage creativity. By fostering an environment where new ideas are welcomed, we stay ahead in the ever-evolving group benefits landscape. In our industry we have repeatedly heard the phrase, "Our benefit offerings are 'skinny'", from employees. TSG's innovations and creative vendor partner platform eliminates such issues.
Client-Centric Approach
Our clients are at the heart of everything we do. We tailor our strategies to meet their unique needs, ensuring their success is our top priority. Our experience in the benefits profession began in the supplemental, employee paid, section 125 cafeteria plan, vertical. Then expanded to the term and permanent life insurance vertical. We are now a full service Group Benefits Broker that offers Medical, Dental, Vision, Disabilty, and Guaranteed Issue group life insurance. Since we have worked in each separate vertical of the insurance profession, we are uniquely qualified to work in tandem with you to provide the best offerings for your employees.
Collaboration
Excellence
We strive for excellence in every project. Our dedication to quality ensures that we deliver exceptional results that exceed expectations.
We are convinced that there are three key factors to being the best benefit brokers in America. 1. Relationships. 2. Relationships. and 3. Relationships. First, relationships with our own employees. Secondly, relationships with our clients. Finally, relationships with the employees of our clients. As long as these relationships are healthy and intact, everyone involved wins.
Attract the best talent. Retain your employees. Great benefits communicates how much you care, as an employer.
Discover tailored strategies and expert guidance from TSG. Let us drive your business to new heights with proven benefits solutions. Many small business owners are unaware that they can offer benefits that larger organizations offer. That's why we are in existence. To, as they say, "Level the playing field".